@Research Paper
<#LINE#>Capital Adequacy and its Relevance to the Indian Banking Sector: A Study of Four Indian Banks<#LINE#>V.K.@Narasimhan,Mridula@Goel<#LINE#>1-5<#LINE#>1.ISCA-IRJSS-2013-141.pdf<#LINE#>  Dept. of Mechanical Engineering, BITS Pilani KK Birla Goa Campus NH 17B, Zuarinagar Goa, INDIA @ Dept. of Economics, BITS PILANI KK Birla Goa, INDIA<#LINE#>11/9/2013<#LINE#>6/10/2013<#LINE#>  The global financial system has not yet attained complete recovery post the financial crisis in the United States, the soft landing in China and the Euro zone crisis. The Indian banking sector has thus far been reasonably well shielded by central banking regulations, but in the current scenario of low growth, persistent inflation, asset quality concerns and increasing interest rates, the investment cycle has been fluctuating leading to a lot of worries. This report analyses the performance of the top Indian banks, both private and public sector for the period FY 2008 – 2012, the years since the last world recession. Our report attempts to demonstrate that the Indian banks exhibit stability in such times of crisis due to their capital structure and regulatory environment. <#LINE#> @ @ Sumit K. Majumdar and Pradeep Chhibber, Capital structure and performance, Evidence from a transition economy on an aspect of corporate governance, Public Choice 98, 287-305 (1999) @No $ @ @ Susan E. Moyer Capital Adequacy ratio regulations and accounting choices in Commercial Banks, Journal of Accounting and Economics, 13(2), 123-154 (1990) @No $ @ @ Pathania Rajni, Linkages between exports, imports and Capital formation, International Research Journal of Social Sciences, 2(3), 16-19 (2013) @No $ @ @ Richard H. Pettway, Market Tests of Capital Adequacy of large Commercial Banks, The Journal of Finance,XXXI(3), 1976 @No $ @ @ Jurg Blum, Do Capital adequacy requirements reduce risks in banking?, Journal of Banking and Finance, 23(5),755-771(1999) @No $ @ @ Edward Altman, Anthony Saunders, An analysis and Critique of the BIS proposal on capital adequacy and ratings, 25(1), 25-46 (2001) @No $ @ @ V. Sundararajan, The Debt to Equity ratio of firms and the effectiveness of the interest rate policy: Analysis with a dynamic model of saving, investment, and growth in Korea, IMF staff Papers,34, 260-310 (1987) @No $ @ @ Jurg Blum, Martin hellwig, The Macroeconomic implications of Capital Adequacy for banks, European Economic Review, 39(3-4), 739-749 (1995) @No $ @ @ Ehud I Ronn and Avinash Verma, Risk-based capital adequacy standards for a sample of 43 major banks, Journal of Banking and Finance, 13(1)21-29 (1989) @No $ @ @ Safdari Mehdi and Ramzan Gholami Avati, Investigating the Asymmetric Effects of Government Spending on Economic Growth, Research Journal of Recent Sciences, 1(5), 51-58 (2012) @No $ @ @ Rizvi Syed Kumail Abbas et al, Inflation Targeting as a Plausible Monetary Framework for India, Research Journal of Recent Sciences, 1(12),74-78 (2012) @No $ @ @ Rifaat Ahmed Abdel Karim, The impact of the Basle capital adequacy ratio regulation on the financial and marketing strategies of Islamic banks, International Journal of Bank Marketing, 14(7), 32– 44(1996) @No $ @ @ Mirza Nawazish and Saeed Mawal Sara, Time Varying Stock Market Volatility: The Case of an Emerging Market, Research Journal of Recent Sciences, 1(11), 41-46 (2012) @No $ @ @ Aggarwal Vijender et al, Micro Finance and Risk Management for Poor in India, Research Journal of Recent Sciences, 1(2), 104-107 (2012) @No $ @ @  @No 
<#LINE#>Welfare and Crime in Mexico<#LINE#>Jerjes@AguirreOchoa,Jorge@ Álvarez Banderas<#LINE#>6-10<#LINE#>2.ISCA-IRJSS-2013-147.pdf<#LINE#> Universidad Michoacana de San Nicolás de Hidalgo ININEE-School of Law and Social Sciences, MEXICO<#LINE#>20/9/2013<#LINE#>17/10/2013<#LINE#>  A substantial factor in explaining the high crime rate currently happening in Mexico can be found through the concrete analysis of social policy in the country. This article shares the observations found that despite the existence of social programs that attempt to solve the problem of poverty, specifically one called “Opportunities,” a high crime rate still exists, especially of severe crimes and organized crime actions. This situation leads us to think that the lack of success of such social programs to fight poverty are not to blame for the increase in violent crimes, but instead other factors such as the profound weakness of the Mexican government, especially local governments, could be a fundamental cause for this high crime rate. The results shared in this article align with the existing literature on other countries, particularly the United States, where other studies have observed and gathered solid evidence of increased social violence even with the implementation of anti poverty social programs.  <#LINE#> @ @ González Héctor, Violencia en Tamaulipas se debe al reacomodo de grupos delictivos,  http://www.excelsior. com.mx /2012/09/17/nacional/859480 (2012) @No $ @ @ Cardona Ramírez Mayté, 2007,  La cultura del narcotráfico en Michoacán http://www.contralinea. com.mx/archivo/2007/febrero2/htm/cultura_narco_michoacan.htm, (2007) @No $ @ @ Aguirre Jerjes, Institutional weakness and organized crime in Mexico: the case of Michoacán, Trends in Organized Crime,16, 221-238 (2013) @No $ @ @ Astorga, Luis,  El siglo de las drogas. El narcotráfico, del Porfiriato al nuevo milenio. Eds. Grijalvo y Proceso. México, julio del 2012 (2012) @No $ @ @ Villalobos Joaquín,  Doce mitos de la guerra contra el narco, Revista Nexos, (2010) @No $ @ @ Merton, Robert K, Social Structure and Anomie, American Sociological Review, 3, 672-682 (1938) @No $ @ @ Agnew, Robert, Foundation for a General Strain Theory of Crime and Delinquency,  Criminology, 30, 47–87 (1992) @No $ @ @ Messner, Steven F. and Richard Rosenfeld, Crime and the American Dream, 3rd Edition. Belmont, CA: Wadsworth, 2001) @No $ @ @ Sampson, Robert J. and W. Byron Groves, Community Structure and Crime: Testing Social-Disorganization Theory, American Journal of Sociology,94, 774-802 (1989) @No $ @ @ Shaw, Clifford and Henry D. McKay, Juvenile Delinquency and Urban Areas. Chicago: University of  Chicago Press, (194211.DeFronzo, James, Economic Assistance to Impoverished Americans, Criminology,21, 119–136 (1983) @No $ @ @ Grant II, Don Sherman, and Ramiro Martinez Jr, Crime and the Resturcturing of the U.S. Economy: A Reconsideration of the Class Linkages, Social Forces,75(3), 769–799 (1997) @No $ @ @ Zhang Junsen, The effect of welfare programs on criminal behavior: a theoretical and empirical analysis, Economic Inquiry,35(1), 120-137 (1997) @No $ @ @ Burek, Melissa W, AFDC to TANF: The effects of welfare reform on instrumental and expressive crimes, Criminal Justice Studies,19(3), 241-256 (2006) @No $ @ @ Worrall, John L, Reconsidering the Relationship between Welfare Spending and Serious Crime: A Panel Data Analysis with Implications for Social Support Theory, Justice Quarterly,22(3), 364-391 (2005) @No $ @ @ Buvinic, Mayra; Morrison, Andrew; Orlando, María Beatriz. Violencia, crimen y desarrollo social en América Latina y el Caribe. Papeles de Población, Enero-Marzo, 167-214 (2005) @No $ @ @ Montero, Juan Carlos, La estrategia contra el crimen organizado en México:análisis del diseño de la política pública, Perfiles Latinoamericanos, Enero-Junio, 7-30 (2012) @No $ @ @ Vilalta Perdomo and Carlos J, El miedo al crimen en México. Estructura lógica, bases empíricas y recomendaciones iniciales de política pública, Gestión y Política Pública, 3-36 (2010) @No $ @ @ Gutiérrez Cuéllar, Paola; Magdaleno del Río, Gabriela; Yáñez Rivas, Viridiana, Violencia, Estado y crimen organizado en México, El Cotidiano, Septiembre-Octubre, 105-114, (2010) @No $ @ @ Creswell JW, Qualitative Inquiry and Research Design Choosing Among Five Traditions, Thousand Oaks, CA: Sage Publications, (1998) @No $ @ @ Sosa-Rubí, S.,O. Galárraga, et al, Heterogeneous impact of the 'Seguro Popular'  Program on the Utilization of Obstetrical Services in Mexico, 2001-2006: A Multinomial Probit Model with a Discrete Endogenous Variable" , Journal Health Economics, 28, 20-34, (2008) @No $ @ @ Kenneth Kalyani1 and Seena P.C., Socio-Economic Changes of Women through Kudumbasree A Study from Puthenvelikkara (Gp) of Kerala State, International Research Journal of Social Sciences, 1(2), 1-7 (2012) @No $ @ @ Clark, April, and Michael Clark; Mind the Gap: Public Attitudes on Crime Miss the Mark, International Research Journal of Social Sciences,2(3), 1-11 (2013) @No $ @ @ Avdija Avdi S; Police Use of Force: An Analysis of Factors that Affect Police Officer's Decision to Use Force on Suspects, International Research Journal of Social Sciences2(9), 1-6 (2013) @No $ @ @ Waghamode R.H., Desai Bhavana and Kalyan J.L; Domestic Violence against Women: An Analysis, International Research Journal of Social Sciences, 2(1), 34-37 (2013) @No $ @ @  @No 
<#LINE#>Relates on Tribal Education and Health: Evidence from Rural Odisha, India<#LINE#>Anjali@Dash<#LINE#>11-16<#LINE#>3.ISCA-IRJSS-2013-148.pdf<#LINE#> M.P. Institute of Social Science Research, Ujjain, Madhya Pradesh, INDIA<#LINE#>25/9/2013<#LINE#>3/10/2013<#LINE#>  Education and health are commonly devolved functions to sub-national governments, even in nations which have a unitary rather than a federal structure. Education and health are the two major factors which are influencing more to the economic development. So without improvement of these two factors economic development impossible and now a day India vs. Odisha under privilege Schedule Tribe population are deprive more in all aspect. What are the main reasons behind their backwardness in health and education? On behalf of illiteracy health and nutritional consciousness among these STs Communities are low. Through various programme government can eradicate diseases. Educated mothers are more conscious about child health. This study is based on both primary data from a rural village and secondary data from various report and research review of research. Main objective of this paper is, to determine impact of education on health status among primitive tribal people in tribal areas and rural areas. It also analyses the correlation relationship between health, education and poverty. <#LINE#> @ @ Beteille A., Construction of Tribes, The Times of India, June 19, (1995) @No $ @ @ Beteille A., The Definition of Tribe, Seminar (14),(1960) @No $ @ @ Singh K.S., The Problem’ in Marginalised Tribals, Seminar (412),(1993) @No $ @ @ Singh K.S., Birsa Munda and His Movement (1872-1901), Seagull, Calcutta, (2002) @No $ @ @ Dumont, Louis., Homo Hierarchic us, Oxford University Press, New Delhi, (1998) @No $ @ @ Human Development Report, GOO, (2004) @No $ @ @ Vaidhyanathan A. and Nair P.R.G., Introduction, Govinda, R. And Diwan, R. (eds), Community Partification and Empowerment in Primary Education, Sge Publication, New Delhi, (2003) @No $ @ @ Kumar G., Promoting Public Private Partnership in Health Services, Economic and Political Weekly, July 19 (2003) @No $ @ @ Shah, G., Tribal Identity and Class Differentiation: The Chaudhuri Tribe in Dipankar Gupta (eds), Social Stratification, Oxford University Press, New Delhi (1992) @No $ @ @ Sah D.C. and Bhatt A., Trapped in Poverty, Chronic poor in Remote Tribal Areas, Rawat Publication, Jaipur (2008) @No $ @ @ Economic Survey of Orissa (2008) @No $ @ @ Noronha A., Community in Charge: Shades of Experiences from Mashya Pradesh, Govinda, R. And Diwan, R. (eds), Community Partification and Empowerment in Primary Education, Sge Publication, New Delhi, (2003) @No $ @ @ U.N. Report. V., Health Status of women. Improving concepts and methods for statistics and indicators on the situation of women. Studies in Methods, (33)(1984) @No $ @ @ National Family Health Survey-3, GOI and GOO, (2006) @No $ @ @ Padhi S. and Mishra S., Premature Mortality, Health Status and Public Health Care Facilities in Odisha: A Case Study in Accessibility and Utilisation, mimeo, Nabakrushna Choudhury Centre for Development Studies, Bhubaneswar, (2000) @No $ @ @ Basu S., Dimention of Tribal Health in India, Health and Population, Perspectives and Issues 23(2): 61-70, KK Publication, New Delhi, (2000) @No $ @ @ Balgir R.S., Dimensions of rural tribal health, nutritional status of Kondh tribe and tribal welfare in Orissa: a biotechnological approach. Proceedings of the UGC Sponsored National Conference on Human Health and Nutrition: A Biotechnological Approach (Lead Lecture), 12-13th December. Thane, 47-57 (2004a) @No $ @ @ Dreze Jean and Sen A., India: Economic Development and Social Opportunity, Oxford University Press, Delhi, (1995) @No $ @ @ Dash A., Access to Health Care in Rural Orissa, Mphil dissertations submitted to Sambalpur University (2009) @No $ @ @ District Level Household Survey-3, Government of Odisha, (2008) @No $ @ @ Behura N. and Panigrahi N., Tribal indebtedness and the Functioning of Money lenders Regulations in the Scheduled Areas of Odisha: an empirical study, Journal of the Anthropological Survey of India, 53(1)(2004) @No $ @ @ Selvaraj Sakthivel and Anup K., Out-of- Pocket Health Expenditure and Impoverishment in India: What Causes Households to Incur Catastrophic Payments? paper  presented at the 7th World Congress on Health Economics held at Beijing, 12-15 July. Human Development, (2009) @No $ @ @ Selvaraj Sakthivel and Anup K., Reducing Out-of-Pocket Expenditures to Reduce Poverty: A Disaggregated Analysis at Rural- Urban and State Level in India”,Health Policy and Planning, 24, 116-28, (2009) @No $ @ @ Selvaraj Sakthivel and Anup K.,. Deepening Health Insecurity in India: Evidence from National Sample Surveys since 1980s, Economic and Political Weekly October 3, 2009 Voll. XLVI (40)(2009) @No $ @ @ Singh N.D., Rural Healthcare and Indebtness in Punjab, Economic and Political Weekly, voll xlv, (4) January 22, (2010) @No $ @ @ YadavM.N. and Chakrabarti S.K., Some Aspects of Effective Leadership in this Twenty-First Century, Res. J. Management Sci., 2(9), 12-14 (2013) @No $ @ @ National Sample Survey 60th round, Morbidity, Health Care and the Condition of the Aged, (507) (2004) @No $ @ @  @No 
<#LINE#>Nature and Factors Influencing Tourist Harassment at Coastal Beach of Mombasa, Kenya<#LINE#>Richard@Chepkwony,Michael@Kangogo<#LINE#>17-22<#LINE#>4.ISCA-IRJSS-2013-153.pdf<#LINE#>2Moi University, School of Business and Economics, Department of Tour and Travel Management, KENYA @ University of Eldoret, School of Business and Management Sciences, Department of Tours and Travel Management, KENYA<#LINE#>6/10/2013<#LINE#>25/10/2013<#LINE#>  Nature of tourists’ harassment and factors leading to this menace are some of the issues with not only negative but also significant effect on the growth of tourism. This study was therefore set to assess the nature/types of tourists’ harassment and determine the factors leading to this problem along the coastal beach of Mombasa, Kenya. Systematic random sampling technique was used to sample a total 300 foreign tourists from Nyali, Bamburi and Shanzu beaches of Mombasa, 100 respondents per beach. Structured questionnaire was used to collect data on nature of harassment: forms of harassment, most problematic harassers, hot-spots for harassment; and factors leading to harassment: marital status, gender age, and travel experience of tourists. Data collected was subjected to descriptive and inferential tests. The most prevalent type of tourist harassment was pestering to buy goods and services followed by begging and sexual harassment respectively. Curio sellers were identified as the most problematic tourist harassers. Beaches were identified as the frequent hotspot of harassment in Mombasa. Demographic factors of marital status, age, gender and travel experience significantly influenced harassment but they did not vary much in terms of percentages.  <#LINE#> @ @ Barnet S., Manaakitanga: Maori Hospitality-A Case Study of Maori accommodation providers, Tourism Management Journal, 22, 83-92 (2001) @No $ @ @ Malsow A. Motivation and Personality, New York: Harper and Row (1954) @No $ @ @ Edgel D., International Tourism Policy, New York: Van Nostrand Reinhold (1990) @No $ @ @ De Albuquerque K. and McElroy L., Tourist Harassment: Barbados Survey Results, Annals of Tourism Research,28(2), 477-492 (2001) @No $ @ @ Dibyendu G. Negotiating Sexual “Otherness”: An Exploratory Study Of Harassment Of Male Homosexuals In Metropoloitan Kolkata, India International Research Journal of Social Sciences, 2(3),25-30 (2013) @No $ @ @  Cohen R., The sociology of tourism: approaches, issues and findings, Annual Reviews of Sociology,10(1), 373-392 1984) @No $ @ @  Van den Berghe P., Tourism as ethnic relations: a case study of Cusco, Peru Ethnic Racial Study Journal,3(4),375-392 (1980) @No $ @ @ Sutton W., Travel and understanding: notes on social structure of touring International, Journal of Sociology, 8 (2), 218-223 (1967) @No $ @ @ Weaver D. Ecotourism in Less Developed World. Wallingford: CAB International (1998) @No $ @ @ Ryan C. Sex Tourism: Trends in liminality, London: Routledge (2001) @No $ @ @ Krippendorf J., The holiday maker: understanding the impact of leisure and travel, London: Heinemann-Butterworth (1987) @No $ @ @ Reisinger Y. and Turner L. Cross-cultural differences in tourism: a strategy for tourism marketers, Journal of Travel and Tourism Marketing, 7(4), 79-105 (1990) @No $ @ @ Kozak M. Tourist Harassment, A Marketing Perspective, Annals of Tourism Research,34(2), 384-399 (2006) @No $ @ @ Crotts J., Theoretical perspectives on tourist criminal victimization, Journal of Tourism Studies,7(1), 113-123 1996)  @No $ @ @  Ryan C. and Kinder R., The deviant tourist and crimogenic place: the case of the tourist and the New Zealand prostitute. Tourism, crime and international security issues, A. Pizam and Y. Manfielfd eds. New York: 23-36 (1996) @No $ @ @ Ratclife H., The hotspot matrix: A framework for the spatio-temporal targeting of crime reduction, Police Practice and Research,5(1), 5-23 (2004) @No $ @ @ Freitag T., Enclave tourism: for whom the benefits roll: case study of Dominican Republic problems of resort development, Annals of Tourism Research,21(23), 538-554 (1994) @No $ @ @ Government of Kenya, Mombasa District Development Plan (2002-2008), Nairobi: The Government Printer 2002) @No $ @ @  Ryan C. Crime, violence, terrorism and tourism: an accidental or intrinsic relationship, Tourism Management Journal, 14(3), 173-183 (1996) @No $ @ @ Shikdar M.K., Biswas A.K., Tanvir S. and Tabassum T., Mitigating Problems of Destitute From School And Involving In Under Aged Labour International Research Journal of Social Sciences, 2(7),33-41 (2013) @No $ @ @ Prakash H., Prostitution and Its Impacts On Society- A Criminological Perspective International Research Journal of Social Sciences, 2(3),31-39 (2013) @No $ @ @ De Albuquerque K., Tourism and crime in the Caribbean, Annals of Tourism Research,26(4), 968-984 (1998) @No $ @ @ 3.De Albuquerque K. Sex, beach boys and female tourists in the Caribbean, Sexuality and Culture,2, 87-111 (1999) @No $ @ @ Karch C. and Dann H., Close Encounters of the Third World, Journal of Human Relations,34, 249-268 (1981) @No $ @ @ Brown N., Beach boys as culture brokers in Bakau town, Gambia, Community Development Journal,  27(4), 361-370 (1992) @No $ @ @ Zinovieff S., Hunters and Hunted: Kamaki and the ambiguities of sexual predation in a Greek town In contested identities: gender and kinship in modern Greece, P. Loizos and E. Papataxiarchis, eds., 203-220. Princeton: Princeton University Press (1991) @No $ @ @ Imran K., Role of Emotional Intelidgence In Organizational Conlict Management International Research Journal of Social Sciences, 2(3),2-15 (2013) @No $ @ @ Prakash D.H., The Role of Physical Clues in Detection of Crimes, International Research Journal of Social Sciences, 2(4), 16-23 (2013) @No $ @ @  @No 
<#LINE#>Correlates of Job Stress in Policing: A Comparative Study of Women and Men Police<#LINE#>PNair@Jayanthy,M.I.@Joseph<#LINE#>23-27<#LINE#>5.ISCA-IRJSS-2013-155.pdf<#LINE#>Dept. of Social Work, SSUS, Kalady, Kerala, INDIA  @ Department of Psychology, Sree Sankaracharya University of Sanskrit, Kalady, Kerala, INDIA<#LINE#>8/10/2013<#LINE#>30/10/2013<#LINE#>  Policing is generally considered as a profession which is highly vulnerable to stress. Depending upon its nature, duration, and perceived intensity, this stress may result in various physiological, psychological or behavioural indicators of strains. Making use of the ‘Occupational Stress Inventory’ and this each of job-related and affective strain measures, the present study examined the correlations between job stress and strains in a sample of 500 police personnel. The results revealed significant correlations between job stress and the various job related and affective strains. The magnitude of the obtained correlations was greater in the case of the women police. Moreover, the sources of stress having significant correlations with the various strains were also more in the case of the women personnel. <#LINE#> @ @ Davidson M.J. and Veno A., Multifaceted aspects of stress in police service, A.C.T. Australian Institute of Criminology Press, Monograph, (1977) @No $ @ @ Joseph M.I., Stress in Police work: A preliminary study, Psyc. Studies, 34, 47-54 (1989a) @No $ @ @ Joseph M.I., Occupational Stress: An analytical study. Unpublished Ph.D thesis; Trivandrum: Department of Psychology, University of Kerala (1989b) @No $ @ @ Kores W.H., Society’s victim the policeman: An analysis of job stress in policing. Springfield, Illinois: Charles C Thomas (1976) @No $ @ @ Kores W. and Hurrel J.J. Jr., Job stress in policemen. J. of Police Science and Administration, 2145-15 (1974) @No $ @ @ Nair J.P., Job stress in women police. Unpublished Ph.D dissertation, Kalady: Department of Psychology, Sree Sankaracharya University of Sanskrit (2007) @No $ @ @ Nair J.P. and Joseph M.I., A Comparative Study of Job Stresses and Strains in Women Professionals. The Psychespace, , 1-13 (2008) @No $ @ @ Caplan R.D., Cobb S., French J.R.P., Van Harrison R. and Pinneau S.R., Job Demands and Worker Health: Main effects and occupational differences. HEW (NIOSH). Publication No.75-160, Washigton, D.C.: U.S. Government Printing office (1975) @No $ @ @ Dharmangadan B., Stress at work: A comparison of five occupations, Psyc. studies, 33, 162-69 (1988) @No $ @ @ Jick T.D. and Mitz L.F., Sex differences in work stress, Academy of Management Review, 10, 408-420 (1985) @No $ @ @ Nair J.P. and Joseph M.I., .Job stress and strains in police: A search for gender difference, The Psychespace, 3, 1-7 (2009) @No $ @ @ Srivastava A.K. and Singh A.P., .Manual of the Occupational Stress Index, Varanasi: Department of Psychology, Banarus Hindu University (1982) @No $ @ @ Quinn R.P. and Shepard L.J., The 1972-1973 quality employment survey: Descriptive statistics with comparison data from 1969-1970 survey of working conditions, Ann Arbor: (1974) @No $ @ @ Cobb S., Class A Variables from the Card sort test, Ann Arbor: University of Michigan, Institute for Social Research (1970) @No $ @ @ Gurin G., Veroff J. and Feld S., Americans view their mental health, New York: Basic Books (1960) @No $ @ @ Spielberger C.D., Gorsuch R.L. and Lushene R.E., Manual for the state-trait anxiety inventory. Palo Alto:Consulting Psychologists press (1970) @No $ @ @ Joseph M.I. and Varghese G., Moderating effects of social support and job-category on stress- strain relationship in a manufacturing organization, The Creative Psychologist, 1, 47-59 (1988) @No $ @ @ Joseph M.I. and Dharmagadan B., Union Commitment among white collar employees: An examination of certain correlates, Psyc. Studies, 32, 104-110 (1988) @No $ @ @ Nair J.P. and Joseph M.I.,. Job related strains and Psychosomatic Complaints: A comparative study of professional women. National Seminar on Mental Health Status and Quality of life of Women, 7-9 October,2004, Union Christian College, Aluva, Kerala (2004) @No $ @ @ Vidyeswari V., Impact of Job stress on psychosomatic complaints and job satisfaction. Unpublished Ph.D dissertation; Kalady :Department of Psychology, Sree Sankaracharya University of Sanskrit (2007) @No $ @ @ Brief A.P. and Weiss H.M., Organizational behavior: Affect in the workplace. Annual Rev. of Psychology, 53, 279–307 (2002) @No $ @ @ Barnett R.C. and Gareis K.C., Reduced-hours employment, The relationship between difficulty of trade-offs and quality of life, Work and Occupations, 27(2), 168-187 (2000) @No $ @ @ Jacobs J. A. and Gerson K., Overworked individuals or overworked families? Explaining trends in work, leisure, and family time, Work and Occupations, 28(1), 40-63 (2001) @No $ @ @ Burke R.J., Occupational stresses and job satisfaction, The J. of Occupational Stress and Social Psychology, 100, 235-244 (1976) @No $ @ @ Hall D.T. and Lawler E.E., Job pressures and research performance, American Scientist, 69, 64-73 (1971) @No $ @ @  @No 
<#LINE#>Differentials in the Utilization of Antenatal Care Services in EAG states of India<#LINE#>RakeshKumar@Singh,Shraboni@Patra<#LINE#>28-32<#LINE#>6.ISCA-IRJSS-2013-156.pdf<#LINE#>International Institute for Population Sciences, Mumbai, INDIA<#LINE#>10/10/2013<#LINE#>21/10/2013<#LINE#>  Maternal health has ever been a serious matter of concern worldwide. In developing countries like India, maternal health care services are not sufficient as per requirement, which ultimately leads to maternal deaths triggering a challenge to achieve improve maternal health (i.e. MDG 5). Therefore, utilization of maternal health care services like ante-natal care (ANC) in ‘Empowered Action Group’s states, which are known as EAG states of India, need special attention as these states comprise the majority of population in India and are very backward as per various socioeconomic and demographic indicators. The present study has tried to focus on the utilization of ante-natal care services by women of age group 15 to 49 years by their demographic and socioeconomic characteristics. Indian Human Development Survey (IHDS-2005) data has been used. Simple bivariate and multivariate analyses like binary logistic regression, significance test are used. Though, previous literatures have already shown that socio-economic factors are the important predictors of the utilization of ANC services, but the present study has found a huge variation in the utilization of ANC services in EAG states. Apart from the other background characteristics like women’s age, residence, level of education, economic status etc., indicator like abortion experienced by women have also immense influence on women’s health as well as ante-natal care services received by them. Though education has significant positive impact on women’s health and utilization of ANC services, still the scenario is not same in all EAG states. Percentage of women, who have received ANC, has shown great discrepancy after controlling the variable like education and other socio-economic and demographic variables. Social equity with respect to the distribution of facilities is the utmost important prerequisite in these states. To reduce the gap between the ante-natal care service providers and the service receivers, appropriate policy, public private collaboration and their strategic implementation are required.  <#LINE#> @ @ World Health Organization. Maternal Mortality, http://www.who.int/mediacentre/factsheets/fs348/en/index.html, 8 January (2013) @No $ @ @ Koch E., Thorp J., Bravo M., Gatica S., Romero C.X., Aguilera H. and Ahlers I., Women’s Education  Level, Maternal Health Facilities, Abortion Legislation and Maternal Deaths: A Natural Experiment in Chile from 1957 to 2007, Plos One, , e36613 (2012) @No $ @ @ World Health Organization, Trends in maternal mortality: 1990 to 2010. http://www.who.int, 15 December (2012) @No $ @ @ Rejoice P.R. and Ravishankar A.K., Differentials in Maternal Health Care Service Utilization: Comparative Study between Tamil Nadu and Karnataka, World Applied Sciences Journal, 14, 1661-1669 (2011) @No $ @ @ Barlett L.A., Mawji S. and Whitehead S., et al., Where Giving Birth is a Forecast of Death: Maternal mortality in four districts of Afghanistan 1999-2002, The Lancet, 365,864-870 (2005) @No $ @ @ Kilpatrick J.S., Crabtree K.E. and Kamp A., et al. Preventability of Maternal Deaths: Comparison between Zambian and American referral hospitals, Obstetrics and Gynaecology, 100, 321-326 (2002) @No $ @ @ Naveentham K. and Dharmilngham A., Utilization of Maternal Health Care Services in Southern India, Social Science and Medicine, 55, 1849-1869 (2002) @No $ @ @ Basu A.M., Mother’s education and childhood mortality: the status of women as a ‘proximate’ proximate determinant. In: L. Visaria, J. Simons, and P. Berman (Eds.), Maternal Education and Child Survival. Delhi: Vikas Publishing House Pvt. Ltd, (1997) @No $ @ @ Miller B.D., The endangered sex: neglect of female children in rural north India, Ithaca and London: University Press, (1981) @No $ @ @ Dyson T. and Moore M., On kinship, female autonomy and demographic behaviour in India. Population and Development Review, 9, 35–60 (1983) @No $ @ @ Singh RK., Lifestyle behavior affecting the prevalence of anaemia among women in EAG states, India, Journal of Public Health, 21, 279–288 (2012) @No $ @ @ Shariff A., India Human Development Report, New Delhi: Oxford University Press, (1999) @No $ @ @ Desai S.B., Dubey A. and Joshi B.L., et al., India Human Development Survey: Design and Data Quality, 2010, Oxford University Press, New Delhi, (2010) @No $ @ @  @No 
@Research Article
<#LINE#>Conflicts and Divergent Perspectives to Protect Traditional Knowledge and Indigenous People<#LINE#>BasilB.@Mathew<#LINE#>33-36<#LINE#>7.ISCA-IRJSS-2013-142.pdf<#LINE#> School of International Relations and Politics, Mahatma Gandhi University, Kottayam, Kerala, INDIA<#LINE#>13/9/2013<#LINE#>24/9/2013<#LINE#>  The importance of biodiversity and traditional knowledge protection has increased immensely in the recent past, due to the technological leap in the area of Biotechnology. The pace of competition induced the Western scientists and Multi National Corporations infiltrate local community’s traditional knowledge and genetic resources. This in turn resulted in major conflicts among local communities, national governments and MNCs. International agreements dealing with Intellectual Property Rights and Bio Diversity, like Convention on Biological Diversity (CBD) and the Trade-Related Intellectual Property Rights (TRIPs) Agreement has contradictory objectives. This article explores the fundamental tenants, divergence, controversies between CBD and TRIPs; also specifically looks at the major controversies within the Agreements  <#LINE#> @ @ The CBD, Bonn Guidelines on Access to Genetic Resources and Fair and Equitable Sharing of the Benefits Arising out of their Utilization, Montreal (2002) @No $ @ @ Biswajat Dhar, The Convention on Biological Diversity and the TRIPs Agreement; Compatibility or Conflicts, in Christopher Bellman, Graham Dutfield and Ricardo Melendez (eds), Trading in Knowledge (2003) @No $ @ @ Bowman, Megan, Intellectual Property Rights, Plant Genetic Resources and International Law: Potential Conflicts and Options for Reconciliation, International Journal of Intellectual Property Management, (2007) @No $ @ @ Third World Network, Intellectual Property Rights, TRIPS Agreement and the CBD, TWN Statement to the 2ndmeeting of the Panel of Experts on Access and Benefit Sharing, Montreal, 19-22 March(2001) @No $ @ @ CBD/TRIPs Relationship (1999)  , Strengthening Research and Policy-Making Capacity on Trade and Environment in Developing Countries, Discussion Paper Draft, Second Workshop, Los Baños, Philippines (1999) @No $ @ @ Dutfield, Graham, Intellectual Property Rights, Trade and Biodiversity, Earthscan Publications Ltd (2002) @No $ @ @ Carlos, Correa, M, Traditional Knowledge and Intellectual Property: Issues and Options Surrounding the Protection of Traditional Knowledge, A Discussion Paper, QUNO, Rock Feller Foundation (2001) @No $ @ @ Mugabe John,Intellectual Property Protection and Traditional Knowledge: An Exploration in International Policy Discourse, Sage Publication, African Centre for Technology Studies, Nairoby, Kenya (2004) @No $ @ @ Jha G.M., Agrawal A., Gupta A. and Mishra A.K., Determinants of FDI in South Asia, International Research Journal of Social Sciences, 2(1), 1-6 (2013) @No $ @ @ Minj Hemant Prakash Role of Knowledge and Information in promoting Sustainable Development, International Research Journal of Social Sciences, 2(2), 52-55 (2013) @No $ @ @ Gacsi Zoltan The Essence of Human Societies: Purpose of life, Challenges, Opportunities, limited Power of states, International Research Journal of Social Sciences,1(3), 56-58 (2012) @No $ @ @ Erhabor J.O., Idu M. and Udo F.O Ethnomedicinal Survey of Medicinal Plants Used in the Treatment of Male Infertilty among the IFA Nkari People of Ini Local Government Area of Akwa Ibom State, Nigeria., Research Journal of Recent Sciences, 2(1), 5-11(2013) @No $ @ @ Rathore Kanishka Raj, Dhawankar Aditi and Gungun,Environmental Impact Assessment (EIA) For Bus Based Rapid Transit System (BRTS) Bhopal, MP, India, Research Journal of Recent Sciences, 1(ISC-2011) , 166-171 (2012) @No $ @ @  @No 
<#LINE#>Investment Schemes for NRI in India and Guidelines for them<#LINE#>S.@Sravanthi<#LINE#>37-40<#LINE#>8.ISCA-IRJSS-2013-143.pdf<#LINE#> Damodaram Sanjivayya National Law University, Vishakhapatnam, Andhra Pradesh, INDIA <#LINE#>14/9/<#LINE#>1/10/2013<#LINE#>  Non Resident Indians or NRIs are looking more and more in the direction of their dwelling land to invest their money. NRI is characterised as any person who resides outside India for foremost part of the year because of his employment. Since 1950s, Indian economy has been growing steadily and investors from all over the world have conveyed interest in taking benefit of this growth. After the reforms of 1990 with the commencement of the era of liberalization, India has become one of the favourite investment destinations of NRIs. In this paper I would like to discuss about the investment opportunities to the NRI and guidelines to be followed by NRI to invest in India. <#LINE#> @ @ NRI Investment in India available at http://www. supremecourtcases.com/ accessed on 6th September 2013 (2013) @No $ @ @ FAQs ON NRI INVESTMENT IN INDIA available on http://www.sma.net.in/ accessed on 10th September 2013 (2013) @No $ @ @ Best investment options for NRI’’s in India now available at http://myinvestmentideas.com/ accessed on 7th September 2013 (2013) @No $ @ @ Investment in securities available athttp://www. nritaxservices.com/inv_prchs.htm accessed on 6th September 2013 (2013) @No $ @ @ Tips for invest in mutual funds in India available at http:// investinindia.sulekha.com/ accessed on 10th September 2013 (2013) @No $ @ @ A complete guide for NRIs investing in Mutual Funds Traditionally available at http://www.moneycontrol.com/ accessed on 7th September 2013 (2013) @No $ @ @ Facilities for Non Resident Indians (NRIs) and Persons of Indian available at www.rbi.orgaccessed on 10th September 2013 (2013) @No $ @ @ Investment in Shares/ MFs/ securities in India available at http://welcome-nri.com/ accessed on 8th September 2013 (2013) @No $ @ @  @No 
<#LINE#>Social Audits in India<#LINE#>Sushmita@Gahlot<#LINE#>41-45<#LINE#>9.ISCA-IRJSS-2013-157.pdf<#LINE#> Institute of Chartered Accountants of India “ICAI Bhawan”, D-1, Jhalana Doongri Institutional Area, Jaipur, (Raj.) INDIA<#LINE#>14/10/2013<#LINE#>23/10/2013<#LINE#>  This article aims at analyzing the current scenario in the field of social audits in implementation of government schemes in India and traces the evolution of the concept over the time span of last 3 decades. Through an example of Andhra Pradesh , Rajasthan and the North Eastern states, it discusses the evolution problems faced while conducting social audits and also suggests measures to improve upon social audits of the various government schemes. <#LINE#> @ @ 125.22.8.66 - Social Audit - About Us (2008) @No $ @ @ The World Outline – Interview With SSAAT on the Indian Mid Day Meal Scheme (2013) @No $ @ @ Yadav S., Bhilwara Boost For Social Audit, Civil Society (2009) @No $ @ @ Roy S.K., Social Audit in India – An overview, International Journal of Scientific Research,1(5), 16-18 (2012) @No $ @ @ Shankar S., Can Social Audit Count?, ASARC Working Paper 2010/09 (2010) @No $ @ @ Union Budget, Press Information Bureau, Government of India (2013) @No $ @ @ Letter No M-13015/2/2012 , Mgnrega- VII (2012) @No $ @ @ www.ssaat.ap.gov.in (2008) @No $ @ @ www.nrega.net/csd/nregaradioseries/social-audit-in-mgnrega-hindi (2013) @No $ @ @ unpan1.un.org - Social Audit – A Toolkit, Centre for Good Governance (2005) @No $ @ @  @No 
<#LINE#>Modes of Termination of Principal – Agent Relationship under the Indian Contract Act, 1872 <#LINE#>Roshni@Duhan,Joshi@Vimal<#LINE#>46-48<#LINE#>10.ISCA-IRJSS-2013-108.pdf<#LINE#> Department of law, B.P.S. Mahila Vishwavidyalaya, Khanpur kalan, Sonipat, INDIA<#LINE#>3/7/2013<#LINE#>6/8/2013<#LINE#>  Agency may be brought to an end either by the act of the parties, or by operation of law. Where the agency was created by agreement, it will be determinable in the same way. A continuing agency may also be determined by giving such period of notice as is specified in any agreement, or failing that, reasonable notice. Finally, if either party acts in a way which is inconsistent with the continuation of the agency then it will be terminated though of course this may well give rise to rights of action for breach of contract. As regards termination by operation of law, if an agency is for a particular transaction, the relationship will terminate when that transaction is completed. If it is for a specified period, it will cease at the end of that period. <#LINE#> @ @ Hackett v Advanced Medical Computer Systems Ltd., CLC 160 (1999) @No $ @ @ Page v Combined Shipping and Trading, 3 All ER 656 (1997) @No $ @ @ Moore v Piretta, 1 All ER 174 (1999) @No $ @ @ Roy v MR Pearlman Ltd., SC 459 (1999) @No $ @ @ King v Tunnock, SC 424 (2000) @No $ @ @ Barret McKenzie & Co Ltd v Escada (UK) Ltd., ECC 50 (2001) @No $ @ @ Fridman G.H.L.;Law of Agency,7th Ed,Published by Butterworths in 1996, ISBN 9780406997180 (1996) @No $ @ @ Reynolds, F.M.B Bowstead and Reynolds On Agency 18thEdition Sweet and Maxwell,  London(2006) @No $ @ @ Birks,P An introduction to the Law of Restitution. Oxford University Press. Oxford New York(2003) @No $ @ @ Section 206 of Indian Contract Act,1872: Notice to Revocation or Renunciation (1872) @No $ @ @ “Agency Relationshipwith aMinor and his liability regarding the Contracts and in Torts" by Roshni Duhan and Vimal Joshi, International refereed 'Law' Research Journal,1, 51-54 (2013) @No $ @ @ “A Study of the Agency of necessity with reference to Consensual Relation between the Agent and the Principal in Contract” by Roshni Duhan and Vimal Joshi, International Research Journal of Social Sciences, ISSN 2319–3565,. 1(3), 1-7 (2012) @No $ @ @ A Study of the Importance of Knowledge of Facts to the Principal for the Ratification in the Law of Agency by Roshni Duhan and Vimal Joshi, International Journal of Physical and Social Sciences,3(1), ISSN: 2249-5894 (2013) @No $ @ @  @No