International Science Community Association International Research Journal of Social Sciences 2319 10 1 2021 01 14 Indonesian MSMEs and their access to financing 41 51 EN Dutta Pryanka 1 Department of Journalism and Media Studies, Jahangirnagar University, Bangladesh Dutta Urme 2 Department of Psychology, University of Dhaka, Bangladesh Sana Tanmoy 3 Global Centre for Environmental Remediation, The University of Newcastle, Australia Mondal Uzzwal Kumar 4 Department of Journalism and Media Studies, Jahangirnagar University, Bangladesh Baba Ibrahim 1 Department of Public Administration, Mai Idris Alooma Polytechnic Geidam, Yobe State, Nigeria Adamu Ibrahim Ghide 2 Department of Social Development, Mai Idris Alooma Polytechnic Geidam, Yobe State, Nigeria Patimo Donald M. 1 Northwest Samar State University, Philippines Amor Ghilson B. 2 Northwest Samar State University, Philippines Casiracan Mia Cheryl E. 3 Northwest Samar State University, Philippines AYGAR Hatice 1 Department of Public Health, Medical Faculty, Eskisehir Osmangazi University, Izmir, Turkey TOZUN Mustafa 2 Department of Public Health, Medical Faculty, Izmir Katip Celebi University, Izmir, Turkey UNSAL Alaettin 3 Department of Public Health, Medical Faculty, Eskisehir Osmangazi University, Izmir, Turkey ARSLANTAS Didem 4 Department of Public Health, Medical Faculty, Eskisehir Osmangazi University, Izmir, Turkey OKTAR Didem 5 Department of Public Health, Medical Faculty, Eskisehir Osmangazi University, Izmir, Turkey DAGTEKIN Gokce 6 Department of Public Health, Medical Faculty, Eskisehir Osmangazi University, Izmir, Turkey Nair Kesavan Sreekantan 1 Department of Health Administration, College of Public Health and Health, Informatics, Qassim University, Saudi Arabia T.P. Sherin Raj 2 The National Institute of Health and Family Welfare, Munirka, New Delhi-110067, India Gupta Paridhi 1 Indian Institute of Public Health Gandhinagar, India Vora Kranti Suresh 2 Indian Institute of Public Health Gandhinagar, India Saiyed Shahin 3 Indian Institute of Public Health Gandhinagar, India Tailor Parth 4 Indian Institute of Public Health Gandhinagar, India Tambunan Tulus T.H. 1 Center for Industry, SME and Business Competition Studies, University of Trisakti, Jakarta, Indonesia > Case Study 2020 4 30 2021 01 14 As in many other developing countries, in Indonesia small size businesses are very important. Their number reached 99% of the number of companies and accounted for 92% of job creation. However, many of them, especially from the micro and small enterprises category, have difficulties to grow or even to sustain, including limited access to finance. This paper presents the results of a study on the financing of micro, small and medium enterprises in Indonesia. As a descriptive study, it is based on secondary data analysis on their main obstacles, the annual growth of loans granted to these enterprises from commercial banks, and their main financial sources. There are three important findings: (i) limited funds is their main constraint, especially from the micro and small enterprises category, (ii) the majority of micro and small enterprises depend on credits from informal sources, and (iii) for those who have never borrowed money from banks lack of collateral is main reason (except not interested). Copyright@ International Science Community Association