@Research Article <#LINE#>Role of P.A.C.S in financial inclusion and controlling price inflation of commodities<#LINE#>Moinak@Maiti<#LINE#>1-4<#LINE#>1.ISCA-RJMS-2014-80.pdf<#LINE#> MBA Banking Technology, Pondicherry Central University, INDIA <#LINE#>25/8/2014<#LINE#>22/9/2014<#LINE#> Access to the financial services with income, education, health and home is desirable for nation’s wellbeing. Also the stablestrong financial system of an economy result of the inclusion of the each citizens of that country. Our economy is known to bthe fastest growing emerging economies in the world. One of the biggest challenge our financial system facing is the financiainclusion. Many policies and initiatives has been taken over a period of time by RBI, banks etc., but net result is not impreStill more than 40 % of the household does not have a bank account. The main challenge is that the Indian population is presein a segment. To include these segments to our financial system Primary agricultural credit societies (P.A.C.S) can play a significant role. Further the research result suggesting that this P.A.C.S ishelpful to control commodity prices inflation also<#LINE#> @ @ World Bank, World Development Report 2014, World Bank, (2014) @No $ @ @ Census 2011 Data, accessed on 15th August, 2014 from http://census2011.co.in, (2014) @No $ @ @ RBI report on the Development in co-operative banking,(2013) @No $ @ @ Justin Paul and Padmalatha Suresh, Management of Banking and Financial Services, Second impression, Dorling Kindersley (India) Pvt. Ltd., PHI, Chapter, 6, 78-116 (2008) @No $ @ @ Primary agricultural credit societies, accessed on 12thAugust, 2014 from Department of Cooperation, Government of west Bengal site http://coopwb.org/pacs.php., (2014) @No $ @ @ Primary agricultural credit societies, accessed on 12thAugust, 2014 from NABARD site https://www.nabard.org /English/dept_pacs.aspx, (2014) @No <#LINE#>Identifying and prioritizing the indicators of waste elimination in information technology (Case study: the Pasargad Bank of Iran)<#LINE#>Ashraf@Orooji,@FekriRoxana,Abedi@SamaneHaj<#LINE#>5-14<#LINE#>2.ISCA-RJMS-2014-63.pdf<#LINE#>Master of Arts in Industrial Management, Faculty of Management, Islamic Azad University Central Tehran Branch, PO Box 147796689383, Tehran, IRAN @ Industrial Engineering, Faculty of Engineering, Payam Noor University, PO Box 3697-19395, Tehran, IRAN<#LINE#>8/6/2014<#LINE#>18/7/2014<#LINE#>In the recent years, most of the companies do not have another choice despite of relying on the information systems due to the complexity or range of their universal activities. In another word, the intangible nature of information technology brings unique challenges for organizations. Also any business process applied by human or machine depends on the quality of information technology. Some of the benefits of the information systems will be neutralize with waste that generated in the information, therefore, identifying these waste in information and implementing lean principles in IT can increase the quality and advantages of the information system. In this research the critical success factors waste elimination in the north branches of Pasargad bank in Iran as one of the well known banks are identified and prioritized by using both the survey and library research method .First, by reviewing the past researches we prepared an comprehensive list of factors of lean IT including the 28 factors and by using the statistical analysis of T-test on the questionnaires distributed between the experts of Pasargad bank 21 critical success factors are identified, then the Analytic Hierarchical Process (AHP) is used to prioritized these key factors. The result show that "deletion of unnecessary complexity and unused potential ","Deletion of extra movement/ transport/ moves", "Lack of error and rehashing "are the three main waste creation.factors in banking industry ,that by removing them we can access to the lean IT systems in a firm. <#LINE#> @ @ Smeda R., Managing Change toward Lean Enterprise ,Helsinki University of Technology ,Department of Industrial Management , Finland, JO and PM, 14(3), 66-82, (1994) @No $ @ @ Shah R. and Ward P., Lean manufacturing: context , practice bundles ,and performance , J operat manage , Elsivier, (21), 129, (2003) @No $ @ @ Jirofti M. and Nazari M., Identifying and Prioritizing Effective Factors on Price Satisfaction in Banking Services using Fuzzy AHP, International Science Congress Association Faculty Management, University of Tehran, IRAN, Res J Recent Sci, 3, 33, (2014) @No $ @ @ Hicks B.J., Lean information management: Understanding and eliminating waste ,Innovative ,Manufacturing Research Centre, Department of Mechanical Engineering, University of Bath, Bath, BA2 7AY, UK, Int j Inform Manage, 27, 233, (2007) @No $ @ @ Riezebos J. and Klingenberg W. and Hicks.Ch., Lean Production and information technology: Connection or contradiction, , University of Groningen The Netherland Newcastle University Business School, , Department of Operations, Faculty of Economics and Business, ,UK, Comput Ind J , Elsivier, 60, 238-239, (2009) @No $ @ @ Bell S., Orzen M. and lean I.T., Productivity Press Taylor and Francis Group, newyork, 3, 319, 322-327, (2011) @No $ @ @ Amalnick M. and Ansarinejad A. and Mirinargesi S. and Taheri S.H., New perspective to ERP Critical Success Factors: Priorities and Causal Relations under fuzzy environment, The J Math and Compute Sci., (2) 161, (2011) @No $ @ @ Field A., Discovering statistic using SPSS.SAGE publications Ltd, (2009) @No $ @ @ Saaty T., the analytic hierarchyprocess .newyourk : Mc Grow -Hill, (1990) @No $ @ @ Ghodsy poor H., Discussions decision making , publications University of Amir Kabir, third edition, (2002) @No $ @ @ Mehregan M., Advanced operational research, University publications book, Published the first, 67, (2004) @No $ @ @ Bell S., jones T., Betz C.H. and Domoulin T., Run Grow Transform, Productivity Press Taylor and Francis Group, (2012) @No