@Research Paper <#LINE#>Mutual fund awareness amongst people in Wardha City, India<#LINE#>Jajodia @Laxman,Mansuri @A.K. <#LINE#>1-5<#LINE#>1.ISCA-RJMS-2020-029.pdf<#LINE#>G.S. College of Commerce, Wardha-442001, MS, India@G.S. College of Commerce, Wardha-442001, MS, India<#LINE#>17/11/2020<#LINE#>31/5/2021<#LINE#>Mutual funds emerge as the important investment tool in this era. It is very dynamic and attracting avenue to park funds with for the mutual funds. They emerged as an important investment instrument in the recent time for the people with variety of investment objectives. They act as important investment avenue where investors can park the funds as pet their needs and financial goals. Still we see there is lack of knowledge and information about the mutual funds amongst the people. There is need for creating more awareness about mutual funds amongst the people. This study also focuses on the same for knowing the awareness of mutual funds in Wardha city, India. Paper attempts to find the financial education among the people in Wardha city with respect to mutual funds. And at the end research paper would put certain suggestions for increasing financial awareness on mutual funds.<#LINE#>Agrawal G. & Jain M. (2013).@Investor’s preference towards mutual fund in comparison to other investment avenues.@Journal of Indian Research, 1(4), 115-131.@Yes$Reepu (2017).@A Study of Mutual Funds.@International Journal of Management, 8(3), 213–219.@No$Tariq Zafar S. M., Chaubey D. S. and Syed I. N. (2008).@An Empirical Study on Indian Mutual Funds Equity Diversified Growth Schemes and their performance evaluation.@IJRIME, 2(2), 1-18.@Yes$Singh B. K. (2012).@A study on investors’ attitude towards mutual funds as an investment option.@International Journal of Research in Management, 2(2), 61-70.@Yes$Prabhu G. and Vechalekar N. M. (2013).@Perception of Indian Investor towards investment in mutual funds with special reference to MIP Funds.@IOSR Journal of Economics and Finance, 7th International Business Research Conference, 66-74.@Yes$Mansuri A. K. and Jajodia L. (2018).@Mutual Funds & ULIP: A featured comparison post LTCG.@Ajanta Prakashan, VII(IV), 16-20.@No$Rathnamani V. (2013).@Investor’s Preferences towards Mutual Fund Industry in Trichy.@IOSR Journal of Business and Management, 6(6), 48-55.@Yes$Jain S. and Jain A. (2012).@Analysis Regarding Mutual Funds Awareness and Opinion.@VSRD-IJBMR, 2(1), 1-7. 6.@No$Sharma N. (2012).@Indian Investor’s Perception towards Mutual Funds.@Business Management Dynamics, 2(2), 01-09.@Yes$Arathy B., Aswathy A. Nair, Anju Sai P. and Pravitha N. R. (2015).@A Study on Factors Affecting Investment on Mutual Funds and Its Preference of Retail Investors.@International Journal of Scientific and Research Publications, 5(8), 01-04.@Yes$Goyal S. and Bansal D. (2013).@A Study on Mutual Funds in India.@International Journal of Scientific & Engineering Research, 4(5), 1481-1486.@No$Das B., Mohanty S. and Shil N. C. (2008).@Mutual Fund vs. Life Insurance: Behavioral Analysis of Retail Investors.@International Journal of Business and Management, 3(10), 89-103.@Yes <#LINE#>Study the role of supervision and control on the effectiveness of organizational activities at Kabul University, Afghanistan<#LINE#>Faizulhaq @Faizi,Shazia Qasim @Rahimi,Mohammad Rafee @Banayee <#LINE#>6-14<#LINE#>2.ISCA-RJMS-2021-003.pdf<#LINE#>Department of Educational Management, Faculty of Psychology and Educational Science, Kabul University, Kabul-Afghanistan@Department of Educational Management, Faculty of Psychology and Educational Science, Kabul University, Kabul-Afghanistan@Department of Educational Management, Faculty of Psychology and Educational Science, Kabul University, Kabul-Afghanistan<#LINE#>12/4/2021<#LINE#>7/7/2021<#LINE#>Higher Education is considered as the most valuable factor for the progress and development of a society. The mission of universities, educational institutes and higher education centers in all societies is to help students to develop and improve in addition to teaching, research and providing scientific services for the community; therefore, Kabul University holds a prominent position in this regard. The research conducted under the title of “Study the Role of Supervision and Control on the Effectiveness of Organizational Activities at Kabul University”, follows up its major purpose of depicting and illustrating the task of Supervision and Control on the Effectiveness of Organizational Activities at Kabul University. Having used the Cochran Formula, the sample was chosen (187) individuals out of the whole population of the study (332) persons. Tools for data collection in this research was a questionnaire having 25 closed ended questions and the data were analyzed on the basis of descriptive and inferential statistics and using SPSS software. The most important findings of the research showed that Supervision and Controlling has an expeditious role at Kabul University.<#LINE#>Turkzadah Jafar & et al. (2020).@Assessing the challenges of Islamization of educational systems.@Journal of Research in School and Virtual Learning, 1(7), 79-91.@No$Habibitabar Hossein (2018).@Office Health in the Light of Islamic Supervision and Control, with Comparison to Iranian Office System.@Journal of Ethical Researches, 4(8), 97-116. https://www.magiran.com/paper/1851186?lang=en@Yes$Movahedi Moheb, Abdullah and Jahangiri, Mehri (2016).@The supervision system for managers in the "Alawite" management emphasizing "Nahjol balaqe".@Journal of Nahjolbalagheh, (48), 43.@Yes$Zarei Ali and Basirat Meysam (2016).@Mechanisms for Supervision and financial control of urban management. Journal of Geography.@Civil Engineering and Urban Management Studies, 2(2), 62-78.@No$Hakak, Mohammad Montazeri & Najafabadi, Razia (2020).@The role of offensive supervision on job stress and deviation of employees of selected banks in Najafabad city with the role of self-regulatory mediator.@Journal of Career and Organizational Counseling, 44(12), 9-24.@No$Shams Abdul hamid (2012).@An Introduction to Controlling and Supervision System Engineering to Impede Systematic Corruption.@Journal of Management and Development Process, 25(1), 149-179. http://jmdp.ir/article-1-1058-fa.html@Yes$Sadeqi Jaqeh, S. (2019).@Transparency, Supervision and Efficiency.@Strategic Studies Quarterly, 21(82), 7-34.@Yes$Amiri, Azam & Shafiei, Abuzar (2014).@Supervision and control in educational management.@the first scientific conference on educational sciences and psychology of social and cultural injuries in Iran, Tehran.@No$Babaeian Ali (2007).@The role of intermediary institutions in the system of social control.@Journal of LawEnforcement Science, 3(9), 59-75.@No$Pirniakan Amir Lotfollah (2020).@The Definition and Types of Supervision and Control in Iranian Law.@Journal of interdisciplinary legal research, 1(1), 67-79.@Yes$Sharifzadeh Fattah and Firuzjai Ali adabi (2009).@The Impact of control and investigation on establishing and improving accountability culture.@Journal of Management Studies in Development and Evolution, 15(58), 127-142. http://jmsd.atu.ac.ir/article_5023.html@No$Rezayan Ali (2011).@Principles of Management.@First edition. Tehran: Samt publications.@No$Gorji Aliakbar and Fathi Younus (2012).@Comparative Study of Supervision on Selective Qualifications.@Journal of Judiciary’s Law, 76(78), 211–246. https://doi.org/10.22106/JLJ.2012.11060@No$Faqihi Abulhasan (2002).@Public Sector Accountability: A Comparative Perspective.@Journal of Management Studies in Development and Evolution, 8(29-30), 53-70. http://jmsd.atu.ac.ir/article_4689.html@No$Yousefian Safoura & et al. (2016).@The importance of strategic oversight and control in the organization, the Sixth International Conference on Accounting and Management and the Third Conference on Entrepreneurship and Open Innovation, Tehran.@@No$Mahmodiyan Hameed, Sajidi Ali Mohammad and Faqihi Tahera Begum (2015).@Supervision and control from the managerial point of view of Imam Ali (as).@A Journal of new approach to educational management, 1(21), 191–211. http://ensani.ir/fa/article/352991@No$Nikpour Amin (2016).@Designing a model the public supervision in order to prevent administrative corruption in state agencies of Iran.@Journal of Majlis and Rahbord, 23(87), 201–231. https://www.magiran.com/paper/ 1596205?lang=en@Yes$Sajadi Saieda Azam, Fathi Muqaddam Abdullah and Azarmi Sumiya (2016).@Review on effective educational supervision.@Journal of Educational Studies, 9(1), 40-49. http://nama.ajaums.ac.ir/article-1-241-fa.html@No$Ferozanda Lutfullah (2006).@Controlling and supervision in Islamic management.@Journal of Majlis and Rahbord, 53(13), 55-86. http://ensani.ir/fa/article/185638@No @Research Article <#LINE#>Macroeconomic environment and its implication on the penetration of insurance business in Nigeria<#LINE#>Soye Yinka @Augustine,Maliki @O.T. <#LINE#>15-24<#LINE#>3.ISCA-RJMS-2021-001.pdf<#LINE#>Department of Insurance, School of Management Studies, The Federal Polytechnic, Ilaro, Ogun, Nigeria@Department of Business Administration, School of Management Studies, The Federal Polytechnic, Ilaro, Ogun, Nigeria<#LINE#>12/2/2021<#LINE#>22/6/2021<#LINE#>The Nigeria complex environment coupled with the recurrent economy downturn has poses threats to insurance market in terms of business penetration and market share, both nationally and across the border. This study carried out to investigate how macroeconomic environment has affected the sustainability of Nigeria insurance business penetration. The study adopted expo-facto research design, using correlation analysis to established the present relationship, whiles ordinary least square (OLS) regression model was employed to predict the future relationship between the dependent variable: penetration of insurance business proxies by Insurance Gross Premium (LIGP) and set of independent variables: Unemployment Rate (LUMP), interest rate (LINT), Bank Money Supply (LBMS), Population Growth Rate (PGRT), and inflation rate (LINF). Secondary data were sourced from the Statistical Bulletin of Central Bank of Nigeria (CBN) and the Digest report of Nigeria Insurers Association (NIA), from 1988-2018 and 2011 to 2018 respectively. The findings of the study show the inflation rate (LINF) for the periods of this study has a positive relationship with insurance business penetration (LIGP) in Nigeria, but not significant. Also, bank money supply (LBMS) has affected insurance business penetration (LIGP) in Nigeria positively and significantly; and furthermore, the population growth rate (PGRT) has a positive and significant effect on Nigeria insurance business (LIGP) penetration. However, interest rate (LINT) within the period of this study hurts the insurance business penetration (LIGP) in Nigeria with no significant relationship; and unemployment rate (LUMP) has a negative effect on insurance penetration (LIGP), nonetheless, significant within the time of this research. The study recommends that, there should be compulsory of some insurance policies in the economy, such as health insurance should be compulsory for all citizens. Also, the government on its part should enact and enforce enabling laws the will create enabling atmosphere for the insurance companies in Nigeria to boom, because this is one of the ways the state can make deeper inclusion in the industry to boost the economy.<#LINE#>WEBCOUPER (2016).@Insurance industry digital activation guide.@@No$Okocha, A. (2019).@Insurance penetration in Nigeria less than one per cent.@@No$Oji, H. (2018).@Investors worry over stagnation in prices of insurance stocks.@Guardian Newspaper.@No$Ibok. N.I. (2006).@Determinant of Insurance Consumption in the South-South Zone, Nigeria.@Unpublished Ph. D. thesis, Faculty of Management Sciences, University of Calabar, Nigeria, 16-24.@No$Macfubara, M. S., Norteh, D. and Gberesuu, B. B. (2018).@Monetary Policy and Return on Equity of Quoted Insurance Firms: A Time Series Study from Nigeria.@American Finance and Banking Review, 2(1).@Yes$Okparaka, V.C. (2018).@Impact of General Insurance Business on Money Supply in Nigeria.@Journal on Banking Financial Services and Insurance Research, 8(5).@Yes$Bakare, A. S. (2011).@An empirical study of the determinants of money supply growth and its effects on inflation rate in Nigeria.@Journal of Research in International Business and Management, 1(5), 124-129.@Yes$Ezirim, B. C. and Muoghalu, M. I. (2002).@Net Intermediation Behavior of the Financial Superstructure: Comparative Evidence from Commercial Banks and Insurance Companies in Nigeria.@Nigerian Business and Social Review, 1(1), 1- 20.@No$Usman, O.A. (2009).@Scale Economies and Performance Evaluation of Insurance Market in Nigeria.@The Social Sciences Journal, 4(1), 1-11.@Yes$Agusto and CO (2017).@The Nigerian Insurance Industry: Will it cross the crossroads? Economic Newsletter.@@No$Shang, K. (2015).@Risk Implications of Unemployment and Underemployment.@The Casualty Actuarial Society, Canadian Institute of Actuaries, Society of Actuaries.@Yes$Balami, D.H. (2006).@Macroeconomic Theory and Practice.@Salawe prints, Off Leventies, Wulari, Maiduguri, Nigeria.@No$Chude, D. and Chude, P. N. (2015).@Impact of inflation on economic growth in Nigeria (2000-2009).@International Journal of Business and Management Review, 3(5), 26-34.@Yes$Berends, K., Mc Menamin, R., Plestis, T. and Rosen, R.J. (2013).@The sensitivity of life insurance firms to interest rate changes: Economic Perspectives.@Federal Reserve Bank of Chicago.@Yes$Lenten, L. J. A. and Rulli, D.N. (2016).@A Time-Series Analysis of the Demand for Life Insurance Companies in Australia: An Unobserved Components Approach.@Australian Journal of Management, 31(1). DO-10.1177/031289620603100104.@Yes$Mutasa, N.C.S. (2015).@Determinants of Life and Funeral Insurance Penetration and Density in South Africa.@Research assignment presented in partial fulfilment of the requirements for the degree of Master of Philosophy in Development Finance at Stellenbosch University.@Yes$Salem-Alghusin, N.A. and Kasasbeh, H.A. (2019).@The Drivers of Demand for Non-Life Insurance.@2nd International Conference on Advance Research on Business, Management, and Economic. Munich Germany.@No$Ehiogu, C.P. and Eze, O.R., Nwite, S.C. (2018).@Effect of inflation rate on insurance penetration of nigerian insurance industry.@International Research Journal of Finance and Economics, 170.@Yes$Deyganto, K.O., and Alemu, A.A. (2019).@Factors affecting financial performance of insurance companies operating in Hawassa City Administration, Ethiopia.@Universal Journal of Accounting and Finance, 7(1), 1-10. DOI: 10.13189/ujaf.2019.070101.@Yes$Ezema, C.A. and Ezekwe, K. C. (2018).@Financial deepening reform and insurance premium in Nigeria, 1986-2016 - VECM approach.@International Journal of Advanced Research in Management and Social Sciences, 7(5).@Yes$Boubaker, H., and Sghaier, N. (2012).@How do the interest rate and the inflation rate affect the non-life insurance premiums?.@Bulletin françaisd’actuariat, 12(24). 87-111.@Yes$Antolin, P., Schich, S., and Yermo, J. (2011).@The economic impact of protracted low interest rates on pension fund and insurance companies.@OECD journal: financial market trends, 1.@Yes$Ehiogu, C.P. and Nnamocha, P.N. (2018).@Effect of interest rate on profit of insurance companies in Nigeria.@International Journal in Management and Social Science, 6(07).@Yes$Mirela, C. and Andreea-Gabriela, D. (2016).@The impact of the unemployment rate on the insurance development in romania. statistical approaches.@Annals of the Constantin Brâncuşi University of Târgu Jiu, Economy Series, I(Special Issue).@Yes$Hicks, S. (2000).@Macroeconomic indicators that are useful for insurance companies.@London: Dept. for Education and Employment.@No$Çelik, S. and Kayali, M.M. (2009).@Determinants of demand for life insurance in European countries.@Problems and Perspectives in Management, 7(3).@Yes @Review Paper <#LINE#>Optimizing the use of agricultural resources in Riau province for the prosperity of residents living in a just political economy<#LINE#>Pazli @Mahyuddin <#LINE#>25-33<#LINE#>4.ISCA-RJMS-2020-013.pdf<#LINE#>University of Riau, Agricultural Development, Regional Development Studies, University of Riau, Pekanbaru-28293, Indonesia <#LINE#>2/7/2020<#LINE#>4/11/2020<#LINE#>Riau Province has a wealth of natural resources; petroleum, agricultural resources sub-estate; crude palm oil and Sago (Metroylon, SP). Both become energy sources and only for food. The state has cooperated with foreign and domestic investors to process it using the working model of capitalism and modernization. The formulation and implementation of the policy are loaded with economics, politics of resource management, it seems that it has not yet succeeded in transforming Riau society into prosperity. Now the Sago plant resources are starting to attract investors' attention to the world's future food. The problem is how can the potential of Sago as an alternative food future be able to avoid the exploitation of modern capitalists who do not benefit the residents who live in it? The foreign investment and domestic investment models need to be created in prospering the Riau people as an inclusive development model; Metroylon, SP must be an asset of local residents; Sago perennial land, processing and export by residents who live, prioritizing the mutual exchange of economic, political resources between investors and local residents.<#LINE#>Administrasi Provinsi Riau (2020).@Map of Riau Province.@https://petatematikindo.wordpress.com /2013/03/13/administrasi-provinsi-riau/20, 20 February 2020@No$Dinas Perkebunan Provinsi Riau (2012).@Laporan Tahunan Dinas Perkebunan Provinsi Riau.@`Pekanbaru: Dinas Perkebunan, Pemerintah Provinsi Riau, No.1/1.@No$Erlangga Djumena, ed. (2018).@Blok Rokandan Bagi Hasiluntuk Riau.@tersedia di https://ekonomi. kompas.com/read/2018/08/07/104700226/blok-rokan-dan-bagi-hasil-untuk-riau?page=all (14 Februari 2020).@No$Hatta, Mohammad (1933).@Ekonomi Rakyat dalam Bahaya.@Daulat No 79.@No$Sanderson, S.K. (1993).@Sosiologi Makro: Sebuah Pendekatanterhadap Realitas Sosial, Edisi Kedua.@Rajawali Pers, Jakarta.@No$Kartodirdjo, Sartono and Dan Djoko Suryo (1991).@Sejarah Perkebunan di Indonesia.@Kajian Sosial Ekonomi. Jakarta, Aditya Media.@No$Bahari Samsul (2004).@Artikel Opini Kompas.@15 Maret, 23(1-7).@No$Tim Survey Pertanian Antar Sensus (2018).@Hasil Surveypertanianantarsensus.@Pekanbaru: Badan Pusat Stastistik Provinsi Riau.@No$White Benyamin (1990).@Agro-Industri.@Industrialisasi Pedesaandan Transformasi Pedesaan.@No$Ministry of Agriculture (2008).@undefined@undefined@No$Soesastro Hadi (2007).@Microeconomic Policy Reform: Strategy for Regional Cooperation.@East Asian Bureau of Economic Research, EABER Working Papers 21856.@No$Frasetiandy Dwitho (2009).@Menakar Dampak Sosial Perkebunan Sawit.@tersedia di http://www.walhi kalsel .org/content/view/131/48/ (2 July 2013).@Yes$Graham, E and dan Floering, I (1984).@The modern plantation in the third world.@Croom Helm, London.@Yes$Syarfi Ira W (2007).@Pembangunan Perkebunan Rakyat di Sumatera Barat: Suatu Kajiandalamperspektif Pembangunan ekonomi Kerakyatan.@DR. disertasi, Program Pasca Sarjana Andalas. Padang, Indonesia.@No$Kamus Besar Bahasa Indonesia (1994).@Jakarta: Balai Pustaka.@@No$Harison David (1988).@The Sociology of Modernization and Development.@Unwin Hyman, London.@No$Sarbini Sumawinata (2004).@Politik Ekonomi Kerakyatan.@Gramedia. Jakarta.@Yes$Sindhunata (1997).@Tony Blair, Kwik Kian Gie.@Dan Mubyarto. Kompas (24 Mei).@No$Schumacher E.F. (1987).@Kecil Itu Indah: Ilmu Ekonomi yang mementingkan Rakyat Kecil.@LP3ES, Jakarta.@Yes$Sastroatmodjo Sudijono (1995).@Perilaku Politik.@Semarang: IKIP Press.@Yes$Giddens, A., & Held, D. (1987).@Perdebatan Klasik dan Kontemporer Mengenai Kelompok.@Kekuasaan, dan Konflik.@Yes$Soekanto, S. (1984).@Beberapa Teori Sosiologi Tentang Struktur Masyarakat.@cetakan kedua.@Yes$Johnson, D. P. (1986).@Teori Sosiologi Klasik dan Modem.@1 & 2. Terjemahan Robert MZ Lawang. Jakarta: Gramedia.@Yes$Patria, Nezardan Andi Arief (2003).@Antonio Gramsci: Negara dan Hegemoni, Cetakan ke-2.@Yogyakarta: Pustaka Pelajar.@Yes$Partanto, P. A., & Al Barry, M. D. (1994).@Kamus ilmiah populer.@Surabaya: Arkola, 37, 23.@Yes$Scott, James C (1981).@Moral Ekonomi Petani, Jakarta: LP3ES.@@No$Widyaningrum, N. (2003).@Pola-pola eksploitasi terhadap Usaha Kecil.@Yayasan Obor Indonesia.@Yes$Kartasasmita, Ginanjar, Dkk (2005).@Perubahandan Pembangunan.@Bandung: Ikatan Alumni ITB.@No$Moleong, L. J. (2007).@Metode penelitian kualitatif.@Bandung, Rosdakarya.@Yes$Kartono, Kartini (1996).@Pengantar Metodologi Riset Sosial, Bandung, Mandar Maju.@@Yes$Goriau com (2019).@Peninggalan Era Kejayaan Minyak yang Membentuk Riau.@tersedia di. https://www.goriau.com/berita/baca/peninggalan-era-kejayaan-minyak-yang-membentuk-riau.html (20 Februari 2020).@No$Muhammad Idris (2020).@Melihat Lebih Dekat Lapangan Migas Terbesar se Asean di Riau@https://finance.detik.com/energi/d-3374074/melihat-lebih-dekat-lapangan-migas-terbesar-se-asean-di-riau, 20 February 2020@Yes$Purwatiningsih, A. (2012).@Eksplorasi dan Eksploitasi Pertambangan Minyak dan Gas Bumi di Laut Natuna Bagian Utara Laut Yuridiksi Nasional Untuk Meningkatkan Kesejahteraan Masyarakat di Kepulauan Natuna.@Reformasi, 2(2). https://jurnal.unitri.ac.id/index.php/ reformasi/article/view/20 (9 Februari 2020).@Yes$Pazli. (2019).@Samsung A8 + camera.@20 February 2020.@No$Badan Pusat Stastistik Provinsi Riau (2015).@Produksi Minyak Kelapa Sawit Riau tahun.@2015.`tersedia di. https://riau.bps.go.id. 2017/01/24, (20 Februari 2020).@No$Badan Pusat Stastistik Provinsi Riau (2020).@Perkembangan Impor Migasdan Non Migas Provinsi Riau.@2006-2018,`Pekanbaru. tersedia di. https://riau.bps.go.id/dynamictable/2018/04/17/73/perkembangan-impor-migas-dan-non-migas-provinsi-riau-2006-2018-ribu-us-.html (22 Februari 2020).@No$Badan Pusat Stastistik Provinsi Riau (2008).@Jumlah Penduduk Bekerja, Pengangguran Terbuka, Jumlah Angkatan Kerja di Provinsi Riau, 2008-2018, Pekanbaru, Tersedia di.@https://riau.bps.go.id/dynamic/jumlah-penduduk-miskin-provinsi-riau-2010-2018.html (22 Februari 2020).@No$Dinas Kehutanan dan Perkebunan Kabupaten Meranti (2016).@Laporan Dinas Kehutanan dan Perkebunan Kabupaten Kepulauan Meranti, Riau: Dinas Kehutanan dan Perkebunan Kabupaten Meranti.@@No$Directorate General of Estate Crops (2019).@Sagu (Metroylon, SP)`, Secretariate of Directorate General of Estate Crops Directorate General of Estate Crops Ministry of Agriculture.@Available at http://ditjenbun.pertanian. go.id (22 Februari 2020).@No$Dinas Perkebunan Provinsi Riau (2013).@Luas dan produksi serta jumlah petani perkebunan rakyat Provinsi Riau tahun 2013,` Statistik Perkebunan.@No.: Direktorat Jenderal BP Perkebunan.@No$Aprillia Ika, ed. (2018).@Lapangan Duri, 77 Tahun Menopang Produksi Minyak Nasional.@tersedia di https://ekonomi. kompas.com/read/2018/04/30/153415726/ lapangan-duri-77-tahun-menopang-produksi-minyak-nasional?page=all (14 Februari 2020)@No$Wicaksono Pebrianto Eko (2014).@Chevron Pemilik Cadangan Minyak Terbesar di Indonesia.@`berita dari forum energi, 14 Februari, tersedia di https://www.liputan6.com/me/pebrianto (9 Februari 2020).@No$Flicker (2020). Photos Walhi Riau.@https://www.flickr.com/photos/walhi- riau/ 15948536450, 20 February 2020.@undefined@Yes$Van Teijlingen, K., & Hogenboom, B. (2016).@Debating alternative development at the mining frontier: buen vivir and the conflict around el Mirador Mine in Ecuador.@Journal of Developing Societies, 32(4), 382-420.@Yes$Wallace Anthony F.C (1956).@Revitalization Movements.@American Anthropologist, New Series, 58 :264-281.@Yes$Mubyarto (1998).@Reformasi system ekonomi: Dari kapitalismemenuju system ekonomi Kerakyatan.@Aditya media. Yogyakrta.@No$Patomäki, H. (2006).@Global justice: A democratic perspective.@Globalizations, 3(2), 99-120.@Yes$Dillon, H.S. (2013).@Keadilan Prasyarat Kelestarian, Jakarta Jurnal Nasional.@@No$Benneworth, P., & Ratinho, T. (2013).@Regional innovation culture in an age of globalisation-towards culture 2.0?.@In Regional Studies Association European Conference 2013: Shape and be Shaped: The Future Dynamics of Regional Development.@Yes$Aligica, P. D; & Tarko, V (2012).@State capitalism and the rent-seeking conjecture.@Constitutional Political Economy, 23(4), 357-379..@Yes @Short Review Paper <#LINE#>A conceptual study on emerging challenges towards e-banking <#LINE#>Ruchi @Gupta,Amit @Mittal,Bhagabat @Barik <#LINE#>34-39<#LINE#>5.ISCA-RJMS-2020-026.pdf<#LINE#>Kalinga University, Atal Nagar, Raipur Chhattisgarh India@Faculty of Commerce and Management, Kalinga University, Atal Nagar, Raipur CG, India@ICFAI University, Ranchi, Jharkhand, India<#LINE#>11/11/2020<#LINE#>10/7/2021<#LINE#>Banking is the lifeblood of the economy and today’s generation cannot achieve success through traditional banking methods therefore, now it is converted into E-banking. E-banking called to be an Electronic-banking turns into really prominent with the establishment of Information Technology which has provided a banking sector an advanced magnitude of development. The Vast computer network has helped a lot to reconstruct the banking institutions as well as the banking sector. E-banking has upgraded the performance and usefulness of services. It is simple and effective computerized assistance that facilitates running a bank account and accomplish the online activity. It also stiffs various challenges to the administrator and manager. It is a conceptual-based paper. This paper aims to analyze the emerging challenges towards E-banking also the adoption of measure to overcome it. Secondary data has been utilized where information gathered from RBI bulletin, different noticeable journals, newspapers, and some research studies. Technology or automation has now evolved acquainted many people to that range which is going to affect the lifestyle of human’s.<#LINE#>Anitha, K. (2019).@A Study on Challenges and Opportunities in E-Banking Sector in India.@New Frontiers in Business, Management and Technology, l7(3), 14–17. DOI: https://doi.org/10.5281/ zenodo.2572407.@No$Jain, M.A., and Barhate, G.H. (2014).@Emerging Opportunities and Challenges towards E-Banking System in India. International Journal of Scientific Research, 3(9), 233-234.@undefined@No$Revathi, P. (2019).@Digital Banking Challenges and opportunities in India.@International Journal of Economic and Business Review, l7(12), DOI URL: https://doi.org/10.36713/epra2012.@Yes$Prasanth, S. and Sudhamathi, S. (2018).@Challenges faced bybanking sectoron digital Innovation.@Journal of Emerging Technologies and Innovative Research. 5(10).@Yes$Devulapalli, S. and Oruganti, K.S. (2017).@Challenges and opportunities of e-banking in India.@Journal of Business and Management, 56-61.@Yes$Bhai, P.S. and Lekshmi (2018).@E-banking in India – Problems and Prospects.@International Journal of current Engineering and Scientific Research, 5(1), 77-81.@No$Ramesh, L. and Muthumani, A. 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