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An Analytical Study of the Role and Function of a Rural Development Bank in the Perspective of Nepal

Author Affiliations

  • 1Department of Management Science, MMAM Campus, Tribhuvan University, Biratnagar, NEPAL
  • 2 Department of Physics, MMAM Campus, Tribhuvan University, Biratnagar, NEPAL

Res. J. Management Sci., Volume 3, Issue (3), Pages 1-9, March,6 (2014)


Rural development banks may be considered as a boon for the third world countries. Its vivid example is the neighbouring Bangladesh. Once it was supposed to be a ‘great ditch’. All the foreign aids were found to be futile for its economic development. But the rural development banks have shown there the vista of financial upliftment. The country has bagged Nobel prize also due to the success of such banks in theory and practice. Geographically Nepal is more or less of the same size of Bangladesh. Its population is even less than one-fourth of that of Bangladesh. But what is the role of rural development banks in Nepal? In the present paper we have considered a rural development bank as established under the initiative of the government of Nepal. The first eight years of its establishment have been taken into account. Our analytical study shows how the situation in Nepal has turned the whole system a flop.


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