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Analyzing Soundness in Indian Banking: A CAMEL Approach

Author Affiliations

  • 1BITS, Pilani-K.K. Birla Goa Campus, Goa, INDIA

Res. J. Management Sci., Volume 1, Issue (3), Pages 9-14, October,6 (2012)


The objective of this paper is to analyze the performance of 12 public and private sector banks over a period of eleven years (2000-2011) in the Indian banking sector. For this purpose, CAMEL approach has been used and it is established that private sector banks are at the top of the list, with their performances in terms of soundness being the best. Public sector banks like Union Bank and SBI have taken a backseat and display low economic soundness in comparison.


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